The Bank provides loans for construction of new houses, acquisition of houses constructed by Odisha Housing Board, Bhubaneswar Development Authority and accredited Builders. For the time being, maximum limit of housing finance is Rs.30.00 Lakhs.
The Odisha State Cooperative Bank bagged the Best Performance Award from the National Federation of State Cooperative Banks (NAFSCOB) for the year 2015-16 for its overall performance in all parameters. The award was given on 11.08.2017 by the Finance Minister, Tamil Nadu Government in a ceremony arranged for the purpose. OSCB has been getting Best Performance Awards from the NAFSCOB for its overall performance continuously.
The Core Banking Solution (CBS) Project of OSCB and DCCBs has been successfully implemented by connecting 355 units to the Core Banking Data Management Centre in the premises of the Odisha State Cooperative Bank.